Identity Monitoring
All 3 Credit Reporting Agencies, Banks, Credit Unions, and Identity Protection Company are aggressively offering over Identity Monitoring and Protection Service. This shift is mostly due to the increase in Identity Theft over the past 5 to 10 years.
Identity Theft Commercials in recent time are all over the television – and they certainly are attention-grabbing! They’re the ones where the heavy, bald guy is sitting in his easy chair talking in a squeaky female voice about all the clothes he bought – including a bustier. Or the little old lady speaking with the gruff voice of a younger man about the sweet motorcycle she now owned.
While we might find these commercials funny, the real victims of identity theft find them disturbing and even painful. The media uses these types of ads to alert us to the crime of identity theft and how everyday people can be affected. You don’t have to have a lot of money to be taken advantage of. All you need is a social security number – which, of course, we all have.
The criminals who perpetrate the crime of identity theft are sly and cunning. Before you can even know it, your credit is ruined, and you must “jump through hoops” just to get it repaired.
Identity theft is a serious crime – one that is occurring with an alarming frequency. The statistics are mind-boggling.
- 1 in 4 US households have been victimized
- 50 million people last year affected
- Loss to businesses tops $47.6 billion
- Loss to victims about $5 billion
- Each victim spends about 30 hours trying to recover their name
The problem of identity theft has become the number one fear of consumers in the world today, and unfortunately, it’s becoming more and more common.In 2019 alone, the Federal Trade Commission received more than 3.2 million fraud and identity theft complaints. The total out-of-pocket costs by victims of fraud in that year was over $1.9 billion. While no one is immune from these types of crimes, you can take action to help prevent identity theft and make yourself a harder target for these types of criminals. However, the key to making it hard and correcting the theft action done via monitoring. If you don’t know your identity has been stolen, how can you correct this action in a timely manner.
We help you by monitoring your online presence for the following activity.
- Dark web scanning: These services will search the dark web for your name, social security number, address, and other personal details.
- Identity theft insurance: This insurance covers eligible expenses associated with resolving identity theft and restoring your identity if it’s compromised.
- National & International Criminal Record Monitoring
- Real Time Monitoring for use your SSN
- Dark Web & Internet Monitoring
- $1 Million Identity Theft Insurance
- Daily Monitoring to Alert for Suspicious Activity
- Alerts for New Account and Others Report Changes.
Although, Identity Monitoring don’t protect against your personal computer intrusion from computer hackers we highly recommend you have some type of anti-virus and malware software on your home and business computers.
Why Is It Important to Purchase Our Identity Monitor Services to Protect Your Identity?
Identity theft is not something to take lightly. It can have far-reaching consequences for your business, personal, and financial lives, including your credit. Here are just a few negative issues you can experience after being the victim of identity theft.
- Loss of Current Money, Bank Account, and Future Credit. While some credit cards and banks offer protections to ensure you’re not liable for fraud losses, that’s not always the case. If Identity Thieves empties your savings accounts or other assets, you most likely might not be able to recover everything.
- Loss of Your Good Name, Credit History, and Reputation. Identity thieves might use your credit history to apply for new credit, open bank accounts, and run up debt in your name never paying for any of it. There actions can create a lot of negative marks on your credit report, it can be a difficult process of going to court and challenging the credit reporting agencies to get them all removed.
- Loss of Social Security Administration (SSA) and Military Benefits. If a fraudster uses your identity to accept medical or government benefits, you may not be able to claim them yourself when the time comes. This can include healthcare coverage, Medicare Coverage, Social Security benefits, and Veterans Affairs (VA) benefits.
- Tax related issues from the identity theft. Someone can use your identity to file a false tax return and claim a refund in your name. That makes it unlikely you’ll get your own refund, and it can also create a monster of an IRS issue to sort out.
Protect your identity
There are several things you can do to reduce the chance that you'll become a victim:
- Safeguard your checkbook and supply of checks.
- Don't put bills paid with checks inside your mailbox for postal pickup and don’t leave them in the mailbox overnight.
- Guard your identity. Keep bank account numbers, personal identification numbers (PIN) and Social Security number out of your pocketbook and wallet.
- Destroy financial documents such as old bank statements or credit offers that contain account numbers or account information.
- Always write checks in permanent ink.
- Use caution when providing financial information over the phone or Internet. Don’t click on links in e-mail unless you know that e-mail came from a legit company. We commend you go direct to that company website to conduct business.
- Review your bank statements or returned checks to verify no unauthorized transactions occurred.
- If your wallet or checkbook is lost or stolen, act immediately to reduce the potential for damage to your personal funds and financial information.
Protect Yourself Against Identity Theft
The Guide You Will Need To Prevent Your Identity From Getting Stolen. Solutions To Get Your Identity Back After It Is Stolen!
This eBook will guide you through the process of taking back your identity in the event it is stolen by identity theft.
Your identity goes beyond your credit report and so should your monitoring. When thieves get access to your identity, they use it in ways some of us would never think of doing. One of the most impactful ways a thief abuses your identity is by committing acts in your name. The identity monitoring features offered by our partners work to monitor changes of your identity in national and international criminal record databases for identity thieves committing crimes using your name or full identity, protect your good name, and repair the damage once your identity is stolen.
Therefore, it is critical to ensure you have identity monitoring as part of your family’s overall financial health! You can purchase 3 Bureau FICO Scores & Reports, Credit Monitoring, Identity Theft Monitoring, Premium Fraud Restoration, $1Million ID Theft Insurance, and FICO Score Simulator.