Credit Building Training
The Credit Building Training will help you understand credit better and unlock the bank's vaults to better interest rates on loans and credit cards. The training will give you the knowledge and applicable information to apply it and get the results you desire to increase your credit score to improve your life. We know from first-hand experience that you as a consumer need to understand have credit works, how banks and financial institutes report your credit and the law that governs how they report your credit to the 3 Credit Bureaus.
At the start, you will be taught the fundamentals of credit? In this training, you will learn the relevance and importance of managing your credit, which leads you down a journey of changing the way you think about credit and money!
The Best way to build credit and live a better life is to Reach and Protect Your Financial Freedom. The FIVE recommendations and select strategies below will give you some insight into how you can build your credit and gain financial freedom.
Make a Family or Household Budget
Marking and keeping a budget is one of the first steps everyone should take while heading towards financial freedom. Even though you might find yourself changing your budget now and then, as you add or delete bills or receive an extra income, you always want to follow it. You can choose a repayment plan that fits your budget. Not only will this help you in reaching your financial freedom, but continuing to follow your budget will also protect your financial freedom.
Use your bank to your advantage by setting up automatic bill pay
Set up automatic payment of bills and can choose a repayment plan that fits your budget. Take an assessment of your bills, how much you owe, who you owe, and then set up an automatic payment to pay down your debt. Most people work for an organization that can automatically place a certain percentage of your check into your checking account, so take advantage of this direct deposit feature with your bank. You can set up automatic bill pay and allocate at least 10% into savings as a wealth-building strategy.
Pay off personal loans (secure and unsecured) in 12-24 months and Credit Cards with a plan
The third strategy you can use to build your credit is applying for a secure loan or secure credit card. However, we recommend you set up the repayment plan for not more than 24 months. Your payments are reported to all three credit bureaus. Each on-time payment you make builds credit history and adds to increasing your credit score. In the Credit Repair Secrets Course, you will learn these two strategies in detail. Keep your credit building in mind with everything you do in your financial life.
Your paid-off loan and effective use of your secure credit will unlock additional credit to you and increase your credit score.
Apply for a cash back rewards
Apply for a cash back rewards credit card and use it for those items you normally purchase and then pay off the balance before the due date. This strategy earns you points, rewards or cash back that can use to save you money. You get money back with every purchase, every month, and you’re building credit history.
Here is an additional option to get cash back from shop to save money. If you shop at any of these stores and have an online account at: Walmart, Sam’s Club, Nike, Mchael Kors, Bed Bath & Beyond, Home Depot, Macy’s, Kohl’s, Under Amour, Auto Zone, Albertsons, 1-800-Flowers.com, Sephora, Walgreens, RiteAid, Dick’s Sporting, Victoria’s Secret, Bloomingdale’s, Lego, Brookstone, Office Depot/Max, Dell, HP, Adidas, Sports Authority and over 1,500 more store you can save money by signing up for a FREE, FREE, FREE account by clicking the JOIN NOW button below.
- SHOP.COM is the ultimate online shopping destination. We are the leader of online cash back shopping.
- SHOP.COM pays customers cash back every time they shop online as well as provide them with the best coupons and deals online for thousands of their favorite stores and millions of products.
- Founded in 1997, SHOP.COM websites have paid over 40+ millionin cashback to its customers. Once you get to the website click on the SIGN IN icon and then select CREATE ACCOUNT to join this awesome cash back program. You can invite your family and friends and everyone will get cash back.
Financial freedom and building credit
One of the biggest factors of financial freedom and building credit is maintaining a budget that allows you to pay your bills comfortably and on time. To do this, your need to make sure that the money coming into your home is more than the money going out. In other words, you want to live below your means or make enough money to support your habits with reserves left over. Take a moment to think about how you wish to live your life and what is MOST important to you. A self-assessment is the first step in building your credit and preparing to make a mental shift in life to gain your financial freedom, improve your credit score, and build wealth. Our wealth-building course will teach you strategies on how to make more money. Additionally, you can navigate your way over to our Business Opportunity page to take advantage of owning a home-based business that will help you gain financial freedom and assist in your building generational wealth.