Credit reference

Credit is granted when an organization or an individual makes money enough to give its customers some of it to borrow. There are mainly two kinds of credit- a) Home loans, or mortgages, and personal or shop loans are linked

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Credit Rating Agencies

Nowadays a countryís financial growth depends on how much its citizens invest and its annual expenditure and profit. Giving credit has always been in fashion, for it brings in good money to the potential lenders. In the same way it

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Credit Scorecards

Credit scorecards are created with the help of statistics. First, all past loan applications of interested consumers are collected. Then these applications are divided into two essential categories. The first one deals with the people who repaid their loans in

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Adverse credit history

There are many problems about the credit dealings because sometimes during the dealings the creditors have to face unforeseen complications. As it has become a part of our life we sometimes ignore the problems we face through it. Though they

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